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4 risk categories of real estate insurance

When buying an investment property, there are many different things to consider, such as location, cost, maintenance and how much money you make. But one thing you may overlook, especially if this is...

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What’s your strategy?: Cash Flow or Appreciation

There is an ongoing debate as to whether it’s better to invest in a property that is set to appreciate in value or one that will provide a strong cash flow (monthly rental surplus after all expenses)....

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3 questions to ask before buying a rental property

Owning a rental property can be a very profitable investment.  It’s a way to build wealth over the long term, and can potentially provide regular income on a monthly basis. This all sounds great,...

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5 Tips For Buying Your First Investment Property

Buying a rental property is a good investment for your future and a way to generate monthly income. Before purchasing your first investment property, it’s necessary to be aware of what you’re getting...

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Predicting 2021 Mortgage Rates

If 2020 has taught us anything, it’s that things don’t always turn out the way we may expect. Making predictions for 2021 mortgage rates in the middle of a pandemic may be unwise due to the surprising...

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4 Reasons Why Real Estate is a Good Investment

When interest rates are at historic lows as they are now, where can you find stable investments with a reasonable rate of return? Where can you find an investment that has the potential to pay a steady...

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The New Mortgage Stress Test is here!

As of June 1, 2021, changes to Canada’s mortgage approval criteria have taken effect. The updated “Stress Test” is an effort by government regulators to cool a super-hot housing market by making it...

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What’s the Right Amount for a Down Payment?

If you’re buying your first house in today’s super-hot housing market, figuring out how much you’ll need for a down payment can be a source of concern. As home prices continue to climb in most parts of...

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Choosing an Open or Closed Mortgage

For new home buyers, the variety of mortgage types and nuances of each can be bewildering. Choosing the right type of mortgage can impact your payments in the short term. It can also impact your future...

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